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Frictionless 3D Secure

3D Secure frictionless is the newest iteration of 3D Secure:

  • which is a frictionless flow

  • that allows customers to complete the 3D Secure authentication process

  • without redirecting them from the checkout flow if the transaction is deemed eligible by their bank

  • if the transaction is deemed eligible by their bank.

This means that the payments are being made with 3DS, but the customers are not forced through the flow, which can have a positive impact on your conversion rate.

Activate Frictionless 3D Secure
  1. Open your Billwerk+ Payment Application.

  2. Looking at the sidebar navigation on the left side of your screen, under Configuration Reepay_navigation_icon.png Payment Methods you will find Payment Methods.

  3. Click on Credit Cards.

  4. Then click on an active Acquirer agreement.

  5. Scroll to the bottom.

  6. Click on Advanced.

  7. Under Strong customer authentication you can enable 3D Secure or 3D Secure for recurring.

  8. You will see the option Require SCA by default.

    Require means you force all your customers through the 3DS (3D Secure) flow, with 2-factor authentication.



    If the checkmark is not set, payments can run frictionless through 3DS.